REGALIA FIRST | LoanPeCharcha.com

REGALIA FIRST Credit Card

Best Credit Card Offer from HDFC Bank
Credit Limit Up to 500000


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FEATURES & BENEFITS

12 Complimentary Airport Lounge Access within India and 6 outside India

Swipe your Regalia credit card at the lounge to avail the complimentary lounge access

Bonus 10,000 Reward Points on Rs. 5 lakhs spends

additional 5,000  Reward Points on Rs. 8 lakhs spends in an anniversary year.

Earn 4 Reward Points on every Rs.150 spent 
(On all retail* spends)

ELIGIBILITY CRITERIA

  • For Salaried Indian national

  • Age: Min 21 years & Max 60 Years
  • Net Monthly Income > Rs 1 Lakh
  • For Self Employed Indian national

  • Age: Min 21 years & Max 65 Years
  • ITR > Rs 12 Lakhs per annum

INTERESTRATE CHARGES

  • Joining/ Renewal Membership Fee – Rs. 2500/- + Applicable Taxes.
  • Click here to view details of HDFC Bank Regalia Credit Card Fees and Charges

Welcome Benefit of 2500 Reward Points and renewal benefit of 2500 Reward Points (applicable only after the membership fee is realized and not applicable when the fee is waived off)

*Terms & Conditions Apply

NOTE: For card sourced starting 01-11- 2020, Below T&Cs is applicable  

EXAMPLE

 

Credit Card loan amount Rs 2000000

Rate of Interest 10.99
Loan Processing Charges Rs 999
GST 18% on processing charges = 180
Tenure 60 Month
EMI Rs 43475
Total amout Payable
 

Processing fee (999) + GST(180) + Interest for 60 Month (608500) + Principal(2000000) = Rs 2609679