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Loans available for salaried individuals
Loans are available from Rs 1,00,000/- to Rs 50,00,000/-
Repayment tenures from Min 12 Months to Max 60 months
Best in Class Rate of Interest
Loans at higher rates can be transferred to HDFC bank with our Balance transfer facility
Simplified documentation.
Simple procedure, minimal documentation and quick approval


  • Personal Loan Interest Rate ,Eligibility Emi Calculator Online
  • Minimum age of applicant: 21 years
  • Maximum age of applicant at loan maturity: 60 years
  • Minimum Net Monthly Income: Rs 20,000
  • Maximum loan available: Rs 50 lacs


Rate of Interest

Depend on salary,company and loan amount please fill the details to get the Rate of Interest online


Loan Processing Charges

Depend on salary,company and loan amount please fill the details to get the Processing Charges online + GST applicable


Cheque Bounce Charges Rs. 500 per cheque bounce + GST applicable
Prepayment/ Forclosure Charges Nil(Any loan amount)
Default Interest Rate Max rate of interest (APR) 24%
Issuance Charges for Photocopy of Loan Agreement/ Documents Rs 250 per instance + GST applicable

*  (Subject to change as per Bank's discretion from time to time)

*  Loan approvel is sole desision of the bank

*  GST as applicable will be levied



Personal loan amount Rs 2000000

Rate of Interest 10.99
Loan Processing Charges Rs 999
GST 18% on processing charges = 180
Tenure 60 Month
EMI Rs 43475
Total amout Payable

Processing fee (999) + GST(180) + Interest for 60 Month (608500) + Principal(2000000) = Rs 2609679