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ICICI | LoanPeCharcha.com

New Offer Rate 10.49% available till 20th December!

Simplified documentation, Lowest pricing
Personal loan disbursal in 48 Hours*


Customers Who Has Already Applied For Loan

Get Your Personal Loan Quote Free

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FEATURES & BENEFITS

  • Loans available for salaried individuals
  • Loans are available from Rs 1,00,000/- to Rs 50,00,000/-
  • Repayment tenures from Min 12 Months to Max 60 months
  • Best in Class Rate of Interest
  • Loans at higher rates can be transferred to ICICI Bank with our Balance transfer facility.
  • Simplified documentation.
  • Simple procedure, minimal documentation and quick approval

ELIGIBILITY CRITERIA

  • Personal Loan Interest Rate ,Eligibility Emi Calculator Online
  • Minimum age of applicant: 21 years
  • Maximum age of applicant at loan maturity: 60 years
  • Minimum Net Monthly Income: Rs 20,000
  • Maximum loan available: Rs 40 lacs

INTERESTRATE CHARGES

Interest Rate & Charges

Rate of Interest

Depend on salary,company and loan amount please fill the details to get the Rate of Interest online

 

Loan Processing Charges

Depend on salary,company and loan amount please fill the details to get the Processing Charges online + GST applicable

 

Cheque Bounce Charges Rs. 500 per cheque bounce + GST applicable
 
Prepayment/ Forclosure Charges Nil(Any loan amount)
Default Interest Rate Max rate of interest (APR) 24%
 
Issuance Charges for Photocopy of Loan Agreement/ Documents Rs 250 per instance + GST applicable

*  (Subject to change as per Bank's discretion from time to time)

*  Loan approvel is sole desision of the bank

*  GST as applicable will be levied

EXAMPLE

 

Personal loan amount Rs 2000000

Rate of Interest 10.99
Loan Processing Charges Rs 999
GST 18% on processing charges = 180
Tenure 60 Month
EMI Rs 43475
Total amout Payable
 

Processing fee (999) + GST(180) + Interest for 60 Month (608500) + Principal(2000000) = Rs 2609679